Dollar Frugal

Staying Frugal One Dollar at a Time

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      Mortgage Payoff Chart

      Amount Due 854.31
      Date Due 1-Aug-08
      Principal 578.43
      Interest 137.57
      Escrow 138.31
      Total Paid off 23 May 90,886.94
      Total Left Principal 26,952.06
      Months Until ARM Adjust 16

Groundhog Day Goals - 6 June (late)

8th June 2008

My goals have changed as the year has worn on, but here’s how they’re looking:

1.  Pay off 42,000 of my mortgage.  I don’t have any other debt (beyond monthly utilities and food costs), so this is my only debt payoff.  A+.  I actually only have a few more months to kill this $42k.

2.  Contribute $4,000 to DH’s IRA.  A-.  I did this by taking money out of the emergency fund, but I replaced it 1 June.  The emergency fund was depleted for one week.  Luckily, nothing happened.

3.  Pay for DH to return to school.  A+.  His grant is fully paying for his tuition and books.  Hallelujah!

4.  Cut sugar out of my diet.  D.  I should just scrap this goal.  Or maybe not….

5.  Schedule more of my weekends.  C.  This is happening more, but not the 5-5 that I wanted.  I will work up to those 12 hours.

6.  Input new layout for my blog by July 15.  C.  No new layout, but I’ve worked some new fixes to some problems that were bothering me.  I will do this soon… 

7.  Be on track to payoff the house by March 2009 instead of May.  B+.  I’m good to go for March right now, but I’d better not have another bad month like this one was.

8.  Find a decent living room set and get it to my house by the end of the year - under $500.  C+.  I found a couch that I only marginally liked.  I’ve got to keep my ear to the ground!

Now, my goals are a little harder!  What are your mid-year goals or resolutions?  Have you been keeping up with your 2008 goals?

2 Responses to “Groundhog Day Goals - 6 June (late)”

  1. Fabulously Broke Says:

    Your goals are extremely smart and well thought out

    Me, it’s just to clear my one huge debt… then I have a smaller education loan left and I’m done :D

  2. Brooke Says:

    @FB - well-thought out because I’ve made many mistakes which have shown me what I want! If I keep refining them and revisiting them, they become more “alive” and real to me.

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