Dollar Frugal

Staying Frugal One Dollar at a Time

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      Mortgage Payoff Chart

      Amount Due 854.31
      Date Due 1-Aug-08
      Principal 578.43
      Interest 137.57
      Escrow 138.31
      Total Paid off 23 May 90,886.94
      Total Left Principal 26,952.06
      Months Until ARM Adjust 16

New Goals for the Mid-Year

16th May 2008

It’s halfway through May now, so I’d better start planning on what my goals are for the rest of the year.  I’ve been doing pretty well on my New Year’s Resolutions, so I know I need to come up with more or better goals.

1.  The only current goal I am not meeting is my cutting sugar out of my diet goal, so I will keep this goal.  Mother’s Day is over, so no more treats!  Or I will find fruits and other “treats” that don’t involve processed sugar.

2.  Schedule more of my weekends.  I would like to have my weekends a little more solid, instead of whatever pops up.  This way, I won’t waste them away on my computer surfing the Internet.  I will have the time from 5:30 am to 5 pm scheduled and the evenings will be waste-able!

3.  Input new layout for my blog by July 15.  My current setup is not professional and it could use a lot more “white space”.  This would only require a few hours’ work to transfer everything over.

4.  Be on track to payoff the house by March instead of May.  I might currently already be set up to do this, but I’m not really sure right now.  This was a stretch goal, but it’s becoming a reality.  Now, to just stretch it even farther!

5.  Find a decent living room set and get it to my house by the end of the year - under $500.  I would like to have some decent living room furniture, but I don’t want to pay an arm and a leg for it.  I also want to surprise DH, so I will have to borrow a truck and some help!

That should be enough.  Here are my original goals, that I am pretty much killing:

1.  Pay off 42,000 of my mortgage.  I don’t have any other debt (beyond monthly utilities and food costs), so this is my only debt payoff.  

2.  Contribute $4,000 to DH’s IRA.  

3.  Pay for DH to return to school.

4.  Cut sugar out of my diet.  

What are your mid-year goals for 1 June?  How are your old New Year’s Resolutions coming along?  Can you refresh them if you’ve given up?

One Response to “New Goals for the Mid-Year”

  1. passivefamilyincome Says:

    Congrats on almost getting your house paid off! That is great!

    As far as my New Year’s Resolutions -
    1 - Start my family budget blog which will help me along in my financial goals - Done! Started passivefamilyincome.com a few weeks ago.
    2 - Train and run a marathon - Not sure if this will happen this year. I have run several 1/2 marathons but have never had the time to train for the full. I will probably just run two 1/2 marathons in the fall instead.
    3 - Create $200$100 a month which is reinvested back into more income streams.
    4 - Lost 15 lbs. - I have lost 6 so far, but didn’t start until late March.

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