Dollar Frugal

Staying Frugal One Dollar at a Time

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      Mortgage Payoff Chart

      Amount Due 854.31
      Date Due 1-Aug-08
      Principal 578.43
      Interest 137.57
      Escrow 138.31
      Total Paid off 23 May 90,886.94
      Total Left Principal 26,952.06
      Months Until ARM Adjust 16

Groundhog Day Goals

6th May 2008

Well, yesterday was 5/5 or Groundhog Day Goal-Readjustment day.  The carnival took precedence, so here are what my resolutions were for the year and my personal grades for them:

1.  Pay off 42,000 of my mortgage.  I don’t have any other debt (beyond monthly utilities and food costs), so this is my only debt payoff.  A+.  All told, I’ve already paid 21175.50, and the year is not half over yet.  I’m getting my bonus on the first, too, and I bet you know where that’s going!

2.  Contribute $4,000 to DH’s IRA.  A+.  This is simple and automatic.

3.  Pay for DH to return to school.  A+.  The grant is processed and DH starts his first grant-funded semester in 3 weeks.  Now, to pay for the babysitter is another headache!

4.  Cut sugar out of my diet.  I’m sure you PF readers don’t really care about this one, but I put it down anyway! B-.  I’m getting better at this one.  I’m planning on meeting up with some old high school friends next month, so I’m getting a little more motivated!

I’d say I’m doing pretty well for the year!  Now it’s time to start thinking about some June 1st goals, since I’m killing these and the year is not even halfway over yet.

How are you doing on your New Year’s Resolutions?  Do you even remember what they were?

4 Responses to “Groundhog Day Goals”

  1. Lulugal11 Says:

    I am up on some and down on some so I guess I will need to revisit the ones I am doing badly on to find out exactly why I am not making progress.

    The resolution I am most proud of is the debt elimination because it has been so steady.

  2. SavingDiva Says:

    I’m not doing quite as well as you are on your resolutions, but I’m working toward my goals!

  3. Ralph Says:

    Congrats on the continued success in reaching your goals Brooke!

  4. Dividends4Life Says:

    Congratulations! I wish my kids could bring home grades like those. :)

    Best Wishes,
    D4L

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