Dollar Frugal

Staying Frugal One Dollar at a Time

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      Mortgage Payoff Chart

      Amount Due 854.31
      Date Due 1-Aug-08
      Principal 578.43
      Interest 137.57
      Escrow 138.31
      Total Paid off 23 May 90,886.94
      Total Left Principal 26,952.06
      Months Until ARM Adjust 16

Washing Laundry at 5 AM

21st March 2008

The days are especially full these days.  I continue to line-dry my clothes indoors while I’m home, so I grabbed a spare moment today when I woke up to put the laundry in.  I have a few days of vacation this next week (beginning on Tuesday), so repreive is in sight.

How do you “make” more time in your day?

I usually end up staying up late at night, but I think losing sleep is a way of robbing yourself for the next day.  I can especially see it in DS if he doesn’t get enough sleep, as he has not effectively learned how to be tired but not show it.  I wonder how well I do….

The usual problem is that I take on too much - staying at work too late, staying on the Internet too long screwing around, or delving just a little too deep into DS’s homework.  But it’s also hard to say no or consolidate.  I need to work on time management.

On the other hand, it does save money when I don’t have time to do anything but my normal chores.

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